W-2 benefits, 1099 freedom
Independence shouldn't cost you the safety net.
The associate program of 1099workers.com is built for 1099ers, just like you. Joining makes you an associate, the status that unlocks true group benefits: health coverage, a real 401(k), income protection and financial tools. Your clients and gigs stay exactly as they are; only your safety net changes.
A membership fee applies once you're an associate, and benefits checkout unlocks once you're an associate.
01 · You join
Sign up and become an associate of 1099workers.com. All your existing clients and gigs stay intact.
02 · Access unlocks
Associate status triggers true group employee benefits at institutional rates: health, dental, vision, retirement and disability.
03 · Independence preserved
You keep earning as a 1099 contractor. Nothing about your work changes, only your access to the safety net does.
What associate status unlocks
Health benefits
Medical, dental, vision and supplemental: the same group plans employees get. Enroll anytime.
Retirement
401(k) access historically unavailable to independent workers.
Income protection
Disability, workers' comp and life. A genuine safety net.
Financial tools
Financial and tax assistance designed for the self-employed.
Community
Trusted advisors and a network that moves your career forward.
"This program gave my one-person business the backbone of a big company, without giving up being my own boss."
[Placeholder — swap in a real member quote and name]
How it works
From sign-up to supported in four simple steps.
Add products whenever you're ready. Your membership fee starts when you do.
Become an associate- 01
Join the community
A quick sign-up, all online.
- 02
Verify it's you
One code, done.
- 03
Pick your products
Coverage, retirement, and more.
- 04
Enroll and manage
Everything in one place.